Household Debt Decision: Poverty or Psychology? Written by Roza Hazli Zakaria, Nor Ismawati Mohd Jaafar and Nur Annizah Ishak on 14 December 2017. Posted in Vol.18 No.3, 2017 International Journal of Business and SocietyVol. 18 No.3, 2017, 515-532 Full Paper