Undergraduates' Perception of SMS Banking in Labuan: An Empirical Analysis Written by Hanudin Amin, Suddin Lada, Mohd Rizal Abdul Hamid and Geoffrey H. Tanakinjal on 08 June 2016. Posted in Vol.7 No.2, 2006 International Journal of Business and Society Vol.7 No.2, 2006, 21-39 Abstract
